FEMA is accepting applications after recent flood damage

The Texas Department of Insurance is urging flood victims to document their losses and damages, and file their claims immediately.  According to a TDI spokesperson, homeowners should first determine whether to file with their homeowners insurer or the National Flood Insurance Program, run by FEMA.

Residents should take as many photos as possible, make necessary repairs, and keep all receipts for possible reimbursements.  Oftentimes, homeowners insurance does not cover flood damage, which is often a separate policy.  To learn more about flood insurance, see FEMA’s flood insurance page, or FloodSmart.

President Trump has declared last week’s event a major disaster for 29 counties, including Kerr, Kendall and Bexar counties.  Because of this, individuals without insurance may still qualify for federal aid through FEMA.  People can apply for disaster assistance online by calling (800) 621-3362, or by visiting the FEMA app.

A separate plea from U.S. Senators John Cornyn and Ted Cruz is asking Trump to take the declaration a step further, which would allow organizations such as the Small Business Administration to administer low-interest loans.